Accident allowance (dmei te'una): injured at home, on holiday or in your free time

Who qualifies

• Israeli residents from 18 up to retirement age.
• You had an accident — a sudden event in which you were physically injured by an external cause — in Israel or abroad, and it was neither a work accident nor a road accident.
• Employees: you cannot do your job or other suitable work, and you have no sick days left with your employer.
• Self-employed: you cannot do your work or other suitable work.
• Not working: you are in hospital or housebound.
• Homemakers, including divorced and widowed people: you cannot do the housework.
• A doctor examined you within 72 hours of the accident. If the damage only appeared within two weeks, Bituach Leumi may accept a later examination.
• You are not entitled by law to another payment for the same days, such as sick pay or road accident compensation.

Soldiers on duty, prisoners and people living in a medical or nursing institution are not eligible. If the accident happened at work or on the way to work, check the work injury allowance instead.

How much

• Employees and self-employed: 75% of earnings in the three months before the accident, divided by 90. That is the daily amount.
• Minimum ₪87.62 a day, maximum ₪1,314.25 a day (from 1.1.2026).
• If you were not working on the day of the accident: ₪87.62 a day.
• Income tax and health insurance are deducted.

For example, an employee earning ₪9,000 a month receives ₪225 a day: 9,000 × 3 × 75% ÷ 90. For 30 days without sick pay that is ₪6,750 before deductions.

How many days are paid

• Up to 90 consecutive days from the day after the accident, and no more than 90 days in a calendar year.
• Employees and self-employed people are paid from the third day after the accident. The first two days are paid only if you could not function for at least 12 days.
• People who do not work are paid from the 15th day after the accident.
• If you were injured abroad, payment starts only from the day you returned to Israel.
• Days on which you returned to work part-time are not paid.

If you could not function for more than 90 days, check the general disability pension.

How to claim

1. Ask your treating doctor to fill in and sign the 'first medical certificate for an accident victim' (Appendix A of the claim form).
2. Employees: your employer fills in their part — the absence period, sick days left and your pay.
3. Attach medical documents about the accident: the Magen David Adom report, the emergency room report, a hospital discharge summary or any other document describing the injury.
4. Claim on the Bituach Leumi website, or send it by post, fax or the branch drop box, within 90 days of the accident.

If you are late because of a hospital stay, being abroad or another special reason, say so in the claim. A rejection can be taken to Bituach Leumi's claims committee or the labour court, and free legal aid is available.

Frequently asked questions

Worth checking too

• Work Injury Allowance

  Compensation for lost pay after a work accident or occupational disease: 75% of pay, for up to 91 days. Includes accidents on the way to work.

• General Disability Allowance

  A monthly allowance for people whose earning capacity fell by at least 50% because of illness, injury or a birth defect. Up to ₪4,711 a month.

• Har HaBituach: all your policies

  A Ministry of Finance registry where you see all your insurance policies. The starting point for any claim from an insurer.

Sources

• Bituach Leumi: accident victims (Hebrew)
• Bituach Leumi: eligibility (Hebrew)
• Bituach Leumi: how many days are paid (Hebrew)
• Bituach Leumi: allowance amount (Hebrew)
• Bituach Leumi: how to claim (Hebrew)